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Skeptical Views On Noahs Ark Essay Research. Skeptical Views On Noahs Ark Essay, Research Paper. Skeptical view of the flood myth. As skeptics have long been aware, there was no global flood in the last 5000 years, a boatload of animals did not ground on so-called Mount Ararat or on any mountain, and the world’s animals are not descended from seasoning slaves, two or seven pairs of each species that lived during the third millennium BC. Nor is there any archaeological proof that a man survived a flood by being on a boat loaded with animals, food, and drinking water.

The Noah’s Ark book summarized here does not claim historicity for Noah or the ark story, but the book does claim that some of the story elements in the Ancient Near East flood were based on an actual river flood. This archaeologically attested flood of the Euphrates River has been radiocarbon dated to about 2900 BC. This flood left a few feet of Krispy Essay yellow mud in the Sumerian city Shuruppak, the ruins of which have been found at Tel Fara about 125 miles southeast of Baghdad. Some but not all Sumerian cities also show signs of this river flood at the beginning of the Early Dynastic I period. Seasoning Slaves. According to Essay the Sumerian King List, a legendary king named Ziusudra lived in Shuruppak at the time of the flood.

There was also a flood myth about king Ziusudra which includes several story elements very similar to seasoning the Genesis flood myth. Shuruppak was also the about Addictions flood hero’s city according to the Epic of seasoning slaves Gilgamesh. The flood myth in the Epic of Gilgamesh was adapted from an earlier myth, the Epic of Atrahasis which is axial skeletal system, also very similar to the Genesis flood myth. Six of seasoning slaves these Ancient Near East flood myths contain numerous distinctive story elements that are very similar to the Genesis flood myth and indicate a literary affinity or dependency on a common body of myths about the flood hero Ziusudra and based on the Euphrates River flood of 2900 BC. Parts of the eric essay original myths were physically possible, but other parts were not possible. Slaves. The possible parts can be treated as an ancient legend to which mythical material was added later. However, without contemporary artifacts, it is not possible to prove how much of the original legend was true and how much was fiction based on a real flood. Eric Birling Essay. In the slaves Noah’s Ark book, the original legend is reconstructed by piecing together fragments from the various surviving editions of the Kreme Doughnut SWOT Analysis flood myth, like pieces of a jigsaw puzzle.

This reconstruction is governed by seasoning the requirement that each story element in the legend be physically possible, technologically practical, consistent with archaeological facts, and plausible for 2900 BC. Some of the impossible story elements were mistranslations or misunderstandings, and these are corrected before including them in the reconstructed legend. The reconstructed legend is this: Ziusudra reigned for ten years as king of Shuruppak, a Sumerian city then on the Euphrates River. Ziusudra’s reign was at the end of the Jemdet Nasr period that ended with the flood of 2900 BC. Then as now, river barges were used for transporting cargo on the Euphrates River. This cargo included livestock, beer, wine, textiles, lumber, stone, metals, dried fish, vegetable oil, and other cargo. In June about Life, 2900 BC during the seasoning annual inundation of the Euphrates River, the river was at crest stage. Addictions. A six-day thunderstorm caused the river to rise about 15 cubits (22 feet) higher and to overflow the levees. Seasoning. By the Essay Addictions time the river began to rise, it was already too late to evacuate to the foothills of the mountains 110 miles away. Ziusudra boarded one the the barges that was already loaded with cargo being transported to market. Seasoning Slaves. The runaway barge floated down the Euphrates River into is a Essays the Persian Gulf and grounded in an estuary at the mouth of the slaves river.

After moving to dry land, Ziusudra offered a sacrifice to a Sumerian god on an alter at the top of a temple ziggurat, an artificial hill. Later, story tellers mistranslated the ambiguous word for hill as mountain. The story tellers then erroneously assumed that the nearby barge must have grounded on top of a mountain. Additional details in the reconstructed legend about Ziusudra (Noah) can be found in the Noah’s Ark book. Tour of subjects. For Old Testament scholars. The Noah’s Ark book reviewed here does not claim historicity for public Noah or the ark story, but the book does claim that some of the story elements in the Ancient Near East flood were based on an actual river flood.

This archaeologically attested flood of the Euphrates River has been radiocarbon dated to about 2900 BC. Seasoning Slaves. This flood left a few feet of yellow mud in the Sumerian city Shuruppak about 125 miles southeast of Baghdad. Some but not all Sumerian cities also show signs of this river flood at the beginning of the Early Dynastic I period. According to the Sumerian King List, a legendary king named Ziusudra lived in A Life, Shuruppak at the time of the seasoning flood. Zuisudra was the Addictions Sumerian Noah. Slaves. There was also a flood myth about king Ziusudra which includes several story elements very similar to Essay Addictions the Genesis flood myth. Noah was a Sumerian king of Shuruppak and son of seasoning slaves Lamech (SU.KUR.LAM in Transformation Essay, Sumerian) who preceded Noah as king of Shuruppak. Slaves. Shuruppak was the flood hero’s city according to the Epic of Gilgamesh.

The flood myth in the Epic of Gilgamesh was adapted from an earlier myth, the Epic of Atrahasis which is also very similar to the Genesis flood myth. Essay. Six of these Ancient Near East flood myths contain numerous distinctive story elements that are very similar to the Genesis flood myth and indicate a literary affinity or dependency on a common body of legends about the flood hero Ziusudra (Noah) and slaves, based on public, the Euphrates River flood of 2900 BC. Parts of the original myths were physically possible, but other parts were not possible. The possible parts can be treated as an ancient legend to which mythical material was added later. In the Noah’s Ark book, the original legend is reconstructed by piecing together fragments from the various surviving editions of the flood story, like pieces of a jigsaw puzzle. This reconstruction is governed by the requirement that each story element in the legend be physically possible, technologically practical, consistent with archaeological facts, and plausible for 2900 BC. Some of the seasoning impossible story elements were mistranslations or misunderstandings, and A Life Life Essays, these are corrected before including them in the reconstructed legend. These are some examples of mistakes: The ambiguous word for hill or country was mistranslated as mountain. The words that identified the flood as a river flood were changed to slaves indicate an ocean deluge.

The archaic number signs in which the Genesis 5 numbers and Noah’s age were recorded, were mistranslated which made them about ten times their original value. The “flood” of Kreme Doughnut Analysis Essay Genesis 6-7 was confused with the “waters” of Genesis 8. A journey on foot to Mount Judi in the Mountains of Ararat was confused with a journey on the water of the Persian Gulf. The numbers in the Sumerian King List were also mistraslated by seasoning an ancient scribe. The reconstructed legend is healthcare, this: Ziusudra reigned for ten years as king of Shuruppak, a Sumerian city then on the Euphrates River. Ziusudra’s reign was at the end of the Jemdet Nasr period that ended with the flood of 2900 BC.

Then as now, river barges were used for transporting cargo on the Euphrates River. This cargo included livestock, beer, wine, textiles, lumber, stone, metals, dried fish, vegetable oil, and slaves, other cargo. In June about axial system, 2900 BC during the annual inundation of the seasoning slaves Euphrates River, the river was at crest stage. A six-day thunderstorm caused the river to rise about 15 cubits (22 feet) higher and Essays, overflow the levees. By the time the seasoning slaves river began to rise, it was already too late to evacuate to Krispy Kreme Essay the foothills of the mountains 110 miles away. Ziusudra boarded one the the barges that was already loaded with cargo being transported to market. The runaway barge floated down the Euphrates River into the Persian Gulf and grounded in an estuary at the mouth of the river. After moving to dry land, Ziusudra offered a sacrifice to seasoning a Sumerian god on an alter at the top of a temple ziggurat, an artificial hill.

Later, story tellers mistranslated the axial ambiguous word for hill as mountain. The story tellers then erroneously assumed that the nearby barge must have grounded on slaves, top of a mountain. Additional details in the reconstructed legend about Ziusudra (Noah) can be found in the Noah’s Ark book. Answers to Creationists arguments. Noah’s flood is the keystone in skeletal, the belief system of the young-earth creationists who believe the flood was global and created massive geological changes in the earth’s crust.

But there was no global flood. Creationist arguments are printed here in boldface: According to Genesis 7:19-20 all the seasoning high mountains under the whole sky were covered with flood water. The waters prevailed above the mountains, covering them 15 cubits deep. The reference to Cities Essay 15 cubits (22 feet) refers to the draft of the ark. Mountains is a mistranslation of the Hebrew word har m meaning hills in this context. The King James Version of Genesis 7:19 translates hills correctly. There is no mention of seasoning draft or deep or depth in the Hebrew text of healthcare insurance Genesis 7:20. A literal translation from Hebrew is slaves, “Five ten cubits upward rose the axial skeletal waters and they covered the hills.” Note that “hills” is not in the same clause as cubits or rose. The 15 cubits was how much the water rose, not how deep the water was.

The depths would be different at different places. The tops of the hills in the clause “and they covered the hills” were less than 15 cubits above the normal water level during the annual inundation and were therefore covered when the water rose 15 cubits higher. “Under the whole sky” means within Noah’s visible horizon. All of the slaves hills within Noah’s visible horizon were covered by the water when the river rose 15 cubits. If the flood water had been more than ten thousand cubits deep, the authors of Genesis would have said so. Fifteen cubits is consistent with a local flood. The flood continued for A Life is a Essays more than one year. This cannot be reconciled with a local-flood theory. If nothing could be seen but the tops of seasoning mountains after the about Addictions waters had subsided for seasoning 74 days, we must conclude that the flood covered the whole earth. All commentators have assumed that the flood mentioned in Genesis 7:6-17 was the same as the deep “waters” that lasted more than a year. But nowhere in Genesis 8 is the word “flood” mentioned.

Noah’s encounters with deep water were in two phases: a river flood phase that lasted less than a week and a deep water phase that lasted a year. The river flood floated Noah’s barge down into the Persian Gulf and the barge floated about the axial deep water of the seasoning slaves Gulf for a year. Healthcare. The deep water that Noah experienced for seasoning a year was not a flood; it was the deep water of the Persian Gulf. Essays. The “tops of hills” above the water surface are commonly called islands. If only islands could be seen after the water became more shallow for 74 days, it means only that Noah’s barge was still several miles or more from the shore and dry land beyond the horizon. Deep water in seasoning, the Persian Gulf for more than a year is consistent with a local river flood.

According to Genesis 7:11, all the fountains of the great deep were broken up. The great deep refers to oceanic depths and underground reservoirs. Presumably, the ocean basins were fractured and uplifted sufficiently to pour water over the continents. Of European Cities Essay. This continued for five months. Such vast and seasoning slaves, prolonged geologic upheavals in the oceanic depths cannot be reconciled with a local flood theory. Instead this upheaval was global. The Hebrew word baqa translated as “broken up” in the King James version is Essays, translated “burst forth” in the Revised Standard Version and New International Version. The Hebrew word mayan for “fountain” can also mean a well or spring which share a common meaning: a source of water. References to sources of sea water breaking or bursting may have meant only that water from the Persian Gulf was bursting onto the shore during a storm. Seasoning Slaves. This frequently happens along a seashore during a storm. Noah and is a, the others could not report on oceanic depths because they would have no way of knowing what was happening at oceanic depths.

Bursting of Gulf water onto the shore during a thunderstorm was a local condition. The Ark was unusually large. For Noah to have built a vessel of such huge magnitude simply for the purpose of escaping a local flood is inconceivable. It is conceivable that Noah built a large river barge for slaves hauling cargo. When a local river flood occurred, it is conceivable that Noah used the barge as a lifeboat. That may not have been what Noah had planned, but it certainly is birling essay, conceivable that he used a large river barge to escape a local river flood. There would have been no need for seasoning slaves an ark at all if Noah s intent was to skeletal escape a local flood. How much more sensible it would have been for Noah to move to an area that would be unaffected by the local flood.

The great numbers of animals could have moved out also. The entire story borders on the ridiculous if the flood was confined to some section of the Near East. Seasoning. The fact that he built the ark “to keep their kind alive upon the face of all the Krispy Kreme SWOT Essay earth” (Genesis 7:3) proves that the flood was global. The story would be ridiculous only if you accept the myth that Noah knew the flood was coming and built the barge solely as a lifeboat. Alternatively, if he built the barge to seasoning slaves transport cattle and grain to system market and had no inkling that a flood was coming until the rain began to fall, then using the barge to escape a local flood makes sense. When the river overflowed the levees, it was too late to evacuate to the foothills of the seasoning slaves Zagros mountains which were 110 miles away. The phrase “all the earth” did not mean the planet earth, it meant all the ground, all the land in the flooded region known to Noah. He would have had no way of knowing what was happening to system the land outside his local region.

The Apostle Peter in II Peter 3:6 refers to seasoning the “world that then existed was overflowed with water and perished.” Peter’s reference to the flood would have no value if the of European Essay flood were only a local inundation. Peter received his information on the flood from the same texts that we have and was therefore limited by the same ambiguities in the text that we can see for ourselves. Just because Peter referred in broad terms to a world that was overflowed with water, does not prove that the “world” in seasoning slaves, the original story was anything more than the local world known to Noah. Public Healthcare Insurance. Peter was using the flood story as a metaphor; he was not giving a discourse on seasoning slaves, geography. Genesis 7:21-23 teaches that all mankind perished in the flood. Only Noah and his family were left. Since the human race had spread around the planet by eric the time of the flood, it follows that the flood was global.

If Noah and seasoning, his family were the is a Life Essays only survivors, then they would be the only source of information on the flood. There would be nobody from other parts of the world to report on conditions there. Noah would have had no way of knowing what was happening on slaves, the earth beyond his local area. It would have been impossible for Noah to travel all over healthcare, the earth or even to all the seasoning slaves cities of the Ancient Near East checking on whether anyone else survived. Noah and the author of his story cannot be used as a source of information on facts about which they could have no knowledge. The other survivors of the flood near where Noah lived were ignored by the author of birling Noah’s story, because they were beyond the scope of the story. Slaves. A modern news report about people who survived a local river flood does not mention the billions of A Life Essays people who were not in the flooded area.

There are many places in Genesis where the slaves words “all” and “every” must be understood in Doughnut SWOT Analysis, the literal sense. The constant repetition of seasoning universal terms throughout Genesis 6-9 shows conclusively that the eric essay magnitude and seasoning, geographical extent of the flood was of primary importance in Transformation of European, the mind of the writer. Unlike the limited scope of the word “all” in Genesis 41:57: “the people of slaves all the earth came to Egypt to buy grain”, the word “all” in Genesis 1-11 deals with universal origins (the material universe, all plants, all animals, etc.) Genesis 1-11 contains many such superlatives which lose their meaning if limited to a local area observed by the narrator. When a modern news reporter writes that everyone died in an airplane crash, readers are expected to understand that “everyone” does not apply to the entire planet. A Life Is A Life. Likewise when the narrator of the flood story wrote in slaves, Genesis 7:21 that “every man” died, the reader is expected to Essay about understand that the scope of “every” applies only to the flooded region.

People living outside the flooded region were not included in “every” and slaves, were not mentioned, because they were not affected by the flood and were beyond the scope of the story. Many ranchers in the flooded region survived the of European Cities Essay river flood by climbing to seasoning hills or buildings that were higher than 15 cubits, but most of Transformation Cities their livestock drowned. In contrast “every beast according to its kind, and all the cattle” that Noah owned or were in his custody were saved in his river barge. In other words, Noah did not leave any of his animals behind. The scope of Genesis 1-11 is not all global. Genesis 2:14 refers to the river “which flows east of slaves Assyria and the fourth river is the Krispy SWOT Analysis Essay Euphrates.” This limits the scope of the story to a local region, the Tigris-Euphrates valley.

Not all species of slaves animal were in the ark. There was need for no more than 35,000 individual animals on the ark. Many of the animals could have hibernated and therefore needed no food or drink. We do not really know how all this was accomplished. Genesis 7:2 does not say “all animals” or “all land animals.” It says “all clean animals.” We do not have to guess at how many clean animals there were because Deuteronomy 14:4-5 lists them. Public Healthcare. Similarly with the unclean animals. About 270 animals would satisfy the totals implied by Genesis 7:2-3. There could have been enough food and drink for 270 animals on Noah’s modest size barge and therefore there is no reason to seasoning slaves suppose that any of them hibernated. If we accept the Biblical testimony concerning an Krispy Kreme Analysis Essay antediluvian canopy of waters (Gen. 1: 6-8, 7:11, 8:2), we have an adequate source for the waters of a global flood. The “canopy theory” was thoroughly discredited by seasoning Soroka and Nelson who did the physics calculations to prove that the canopy theory is physically impossible.

Which is more likely, that an ancient scribe mistranslated an ambiguous word or that three quintillion tons of water mysteriously appeared and disappeared? The ocean basins were deepened after the flood (Gen. 8:3, Psalms 104:6-9) to provide adequate storage space for the additional waters. The writer of Genesis had no way of knowing whether the Doughnut SWOT Analysis Essay ocean basins were deepened or not. Genesis provides no direct evidence that the ocean basins were deepened. Seasoning Slaves. The deep waters of public healthcare Noah’s experience did not drain into a deepened basin, the waters became shallow because Noah’s barge drifted into shallow water.

Psalms 104:6-9 refers to a thunderstorm: “the waters [storm clouds] stood above the mountains; they fled at the sound of your thunder.” This is mythic metaphor for a thunderstorm: that the sound of thunder frightened away the water-filled clouds above the mountains. If the flood was global, then all air-breathing animals not in the ark perished and present-day animal distribution must be explained as migrations from the mountains of Ararat. The kangaroos in the ark migrated in all directions. Seasoning. Some of their descendants reached Australia and only those kangaroos survived. They could have floated across the ocean on healthcare insurance, natural rafts of vegetation or on boats manned by Noah s descendents.

Genesis does not mention kangaroos. Genesis 7:2-3 specifies seven pairs of each kind of clean animal and one pair of each kind of unclean animal. Deuteronomy 14:4-18 lists the species of seasoning clean animals and the species of unclean animals. Kangaroos were not listed and therefore were not in the ark. Likewise with giraffes, elephants, lions, etc. Genesis 7:2-3 is consistent with a local flood.

A global flood must have accomplished a vast amount of erosion and sedimentation on a gigantic scale. Volcanic activity, tsunamis, great whirlpools, mountain building, and other phenomena were associated with the flood. The vastness of this geological activity must have been in proportion to Kreme the huge depth of the flood. Such massive changes in the surface of the earth would have destroyed all traces of landmarks in the Euphrates River valley where Noah’s ancestors lived (Genesis 2:14) and where Noah lived (according to the Sumerian king list). And after all of this destruction of landmarks, Noah supposedly was able to slaves find his way back to the Euphrates River valley where his descendants lived (Genesis 11) and Krispy Essay, find the seasoning exact spot where some writings were buried (according to Berossus). Public Healthcare Insurance. For Noah to be in the southern Euphrates valley before and after the flood, indicates a local flood in the Euphrates valley. Flood stories can be found in every part of the world and common to most of them is the slaves recollection of a great flood which destroyed all but a tiny remnant of the human race. Birling Essay. Many of seasoning slaves these traditions tell of the building of a great boat which saved humans and animals and Essay Heroin Addictions, which finally landed on a mountain. This indicates that Noah’s flood was global. Flooding is experienced in seasoning, every region of the earth where there are rivers.

Myths about flooding can therefore arise independently around the Essay about world. Over time, story elements from one local flood story gets mixed with other flood stories in distant lands. If one story had an unusually memorable story element, such as a boat saving a family from a flood, eventually some other local flood legends would absorb that story element. Similar stories in different parts of the world were the result of travelers and missionaries taking the Noachian story to slaves different parts of the world. No single worldwide flood is eric birling, needed to account for these flood stories, many of which are unrelated to Noah’s story.

Attempts to slaves harmonize Genesis with modern geology by proposing local-flood theories have been discredited. There is no trace of Kreme Doughnut SWOT Analysis such a local flood in the Euphrates River valley. The flood layer found by Leonard Woolley at Ur was not even in the same century with the flood layers found by Stephen Langdon at seasoning Kish. Just because the Ur flood and the Kish floods were different floods does not imply that neither of them was Noah s flood. One of the Essay about Addictions Kish floods occurred at about the seasoning slaves same time as flooding at Shuruppak and Uruk and could have been Noah s flood, a local flood that occurred about 2900 BC. One hundred and fifty days after the Flood began, the waters started to subside and insurance, the Ark grounded on seasoning slaves, Mount Ararat, one of the A Life highest mountain peaks. Another thirty-one weeks were required for the waters to subside. How such a yearlong, mountain-covering flood could have remained local in extent has never been satisfactorily explained. The Hebrew word for mountain in seasoning, Genesis 8:4 can also mean hill and is translated as hill in the King James version of Genesis 7:19.

A local flood covering a few hills is Krispy Kreme SWOT Essay, consistent with Genesis 7:19. Genesis 8:4 says “mountains of Ararat” not “Mount Ararat.” If Noah’s sons visited one of the mountains of seasoning slaves Ararat and story tellers mistakenly assumed the barge had landed there, such a simple error could explain why the eric mountains of Ararat were mentioned as the landing place. Seasoning Slaves. Noah’s barge grounded at Kreme Doughnut SWOT Analysis Essay sea level in an estuary near some low hills of the Euphrates River delta. If Noah’s barge was floating about the deep water of the Persian Gulf for a year, then the prior hill-covering local flood need not have been more than a few days. Mountain peaks several miles high did not exist before the flood. Slaves. The mountains covered by the flood were less than seven thousand feet high. After the flood began, the mountains rose to their present height and the ocean basins subsided to their present depth. According to Psalms 104:8 “The mountains rose, the valleys sank down.” Where is the evidence of such recent mountain rising? How would the psalm writer know if they rose or not?

In the same poem he also wrote “You set the axial skeletal earth on its foundations, so that it should never shake” (Psalms 104:5-6). The poet believed that the earth was flat and rested on a shaky foundation. Is this poet, who believed in a flat earth, to be used as an authority on geology? Missing from his poem is evidence to support his statements, examples and identification of which mountains rose, and data on how high they rose and how many years ago and over how many years the mountains rose. This poem is primitive nature myth to explain earthquakes and thunderstorms. Could Noah have been so ignorant of the topography of southwestern Asia, where the seasoning highest mountains of the world are located, as to actually think that the Flood covered “all the high mountains everywhere under the insurance heavens” (Genesis 7:19), when it really covered only seasoning slaves, a few foothills? Noah may have known about the Zagros Mountains 110 miles east of Shuruppak. But since he could not see beyond the horizon, he would have no knowledge of is a whether the Zagros Mountains were flooded or not.

He reported only what he could see and he could see only slaves, sky and water, because he was several miles from Kreme Doughnut Analysis, shore. From Noah’s point of view, the whole world was flooded and all the high hills (less than 15 cubits high) were covered. Note that the word “hills” is used in the King James Version of Genesis 7:19. “Mountains” is a mistranslation in other versions of Genesis 7:19. A flood in Armenia 17,000 feet deep while Egypt or India were not flooded would be a more incredible miracle than anything implied by the traditional understanding of a universal flood. The flood water rose 15 cubits (Genesis 7:20) and had no connection with a 17,000 foot mountain. Mountains is a mistranslation. The flood covered hills not mountains. Additional creationist arguments are answered in chapter 13 of the Noah’s Ark book. Frequently Asked Questions.

Questions are in bold face. Answers are in regular type. Was Noah’s flood story fiction or fact? Much of the flood story was fiction, but there was a real river flood on seasoning, which the healthcare original flood legend was based. Ziusudra, the seasoning slaves Sumerian Noah was listed in the Sumerian King List and therefore may have been a real person, but there is no hard evidence that Noah/Ziusudra existed. Was there a global flood? No. The flood of healthcare insurance Noah was a Euphrates River flood in southern Sumer similar to the flood of 1985 in southern Iraq. The “earth” in Genesis 7:17-18 refers to the ground/land in seasoning slaves, the flooded region, not the entire planet.

Did the ark ground on public insurance, Mount Ararat? No. Mount Ararat was not involved in the original flood legend. Slaves. The ark grounded in is a Essays, an estuary at the mouth of the Euphrates River. The mountains of Ararat got involved in the story because Noah’s son Shem traveled on foot to the mountains of slaves Ararat after the barge grounded. Story tellers confused the mountain that Noah’s son visited with the hill on axial skeletal system, which Noah offered a sacrifice. Seasoning Slaves. The ark never came close to a mountain. But doesn’t the Epic of Gilgamesh have the ark grounding on Mount Nisir? No.

The word KUR usually translated Mount can mean mound or country. The river barge grounded on a mound of mud or sand in an estuary at the mouth of the river. When did the flood occur? The Euphrates River flooded about birling, 2900 BC at the end of the slaves Jemdet Nasr period and the beginning of the Early Dynastic period. This river flood left a few feet of yellow mud in Shuruppak and a few other Sumerian cities. Polychrome pottery from the Jemdet Nasr period was found immediately below this flood lawyer. Hence Noah/Ziusudra reigned during the end of the Jemdet Nasr period. The flood layer has been radiocarbon dated to birling 2900 BC. How did Noah build such a large boat without help?

He had lots of help. Noah was a king and kings delegate responsibility to managers who hire workmen to do the job. Seasoning. Noah did not build the ark with his own hands. How could a wooden ark 450 feet long withstand the stresses from a storm and not break up? The ark was not a mono-hull galleon, it was an array of small flat-bottom pontoons roped together.

Large modern river barges are also assembled from dozens of small barges chained together. What was gopher wood? “Gopher wood” was a transliteration of gish gipar (meadow wood) or kupar (cypress wood). How could all species of animals fit in the ark? They didn’t. All of the kinds of animals that Noah had in his stockyard were put in the ark, but these were domesticated ranch animals and there were less than 280 of Transformation of European Essay them.

How could the seasoning animals know when to come to the ark and where to find it? The owners of the animals had their herdsmen take the animals to the ark to be transported as cargo. Noah had his herdsmen load into eric birling essay the barge all of the slaves livestock in his stockyards. How did Noah prevent all the other people in his city from boarding the ark? He didn’t have to. The other people climbed high hills far from the Kreme Doughnut SWOT Analysis river.These hills are not mentioned in Genesis 7:19-20 because they were too far from the slaves river for Noah to see.

Did everybody drown in the flood except Noah and his family? Are all the people of of the world descended from Noah? No. Everybody did not drown. Hundreds, possibly thousands of essay Sumerians drowned in the flooded area, but there were many thousands of survivors of Noah’s river flood, even in his own city, and especially in distant lands not affected by the flood. Did people live to be more than 900 years before the flood? No.

That was an ancient mistranslation of archaic numbers. Noah lived to be 83. How could Noah know years in advance that a flood was coming to provide enough time to build the ark? The ark was not built as a lifeboat. It was built long before the flood as a commercial river barge for transporting cattle, grain, and other cargo. Noah learned that the flood was coming only seasoning slaves, when he saw heavy rain falling. This was a few hours before the river overflowed the levees. Transformation Of European Cities Essay. Noah did not know the flood was coming when he commissioned building the river barge. How do you explain the conflict between the 1-year flood in Genesis 8:13 and the 6-day flood in Gilgamesh XI,129-131?

There is seasoning, no conflict. The river flood lasted 6 days. During the rest of the axial year the ark was drifting about the seasoning Persian Gulf. Genesis 8 refers to the “waters” and of European Essay, does not use the word “flood” or “ocean” or “sea”. Legends about Noah’s flood can be found all over the world, such as the Hawaiian legend about the god Kane sending a flood and only Nu’u escaped in a large boat that grounded on a mountain. Doesn’t this prove that Noah’s flood was global? No. Wherever there are rivers there are floods and seasoning, local storytellers tell stories about is a Life, these local floods. Later when Europeans taught the Genesis stories to the Hawaiians, local storytellers incorporated the name Nu’u and the mountain into the older Hawaiian river flood story. How did the kangaroos get from seasoning, Mount Ararat to Australia?

There were no kangaroos in Heroin Addictions, Noah’s barge. Kangaroos are not mentioned in Genesis nor in Deuteronomy 14:4-18 where the kinds of clean and unclean animals are listed. But Genesis 6:19 says “every living thing.” Noah loaded into the barge every living animal that he had. He did not load any animals he did not have. The 15 cubits in Genesis 7:20 must refer to the draft of the ark when it grounded on Mount Ararat and cannot refer to how much the seasoning water rose. Essay. Otherwise how could only 15 cubits of water cover mountains? Mountains were not involved.

Sumer was very flat. Slaves. All the hills that Noah could see were less than 15 cubits high and therefore were submerged when the water rose 15 cubits. If the flood was a local flood, why would Noah bother with a boat? Why not just move the Krispy Essay animals and slaves, family overland to the foothills of the Zagros mountains? Your hidden assumption is that Noah knew long in advance that the flood was coming. Actually he knew the flood was coming only is a, when heavy rain began to fall. By then it was too late to travel to seasoning the mountains that were more than a hundred miles away. How did Noah know the flood was coming?

During the annual inundation, the Euphrates River was at crest stage just below the top of the levees. When Noah saw heavy rain falling in public healthcare, the distance, he knew the river would be rising in a few hours. He did not have to be a metorologist to understand that the river would soon overflow the levees. Why did Noah offer a sacrifice after the ark grounded? It was the duty of ship captains to offer sacrifices to the gods at a local temple when their boats arrived safely. More questions are answered in chapter 12 of the seasoning Noah’s Ark book. Noah was king of Shuruppak.

According to the Genesis version of the flood story, Noah was closely associated with animals. Life. But he was not a mere shepherd or cattle rancher. In the Epic of Ziusudra, the Sumerian Noah is seasoning slaves, repeatedly called a king or chief (lugal). According to the Weld-Blundell king list WB-62, Ziusudra (Noah) was king of the city-state Shuruppak. Lugal literally means great man and Transformation of European Cities, was “normally a young man of outstanding qualities from a rich landowning family.” The flood hero was a respected leader who spoke to “the city people and the elders” of Shuruppak according to Gilgamesh XI,35 and Atrahasis III,i,39-41. Seasoning Slaves. In the WB-62 king list, Ziusudra (Noah) succeeded his father as king of Shuruppak. The flood of 2900 B.C. deposited sediment in of European Cities, Shuruppak directly above artifacts from the Jemdet Nasr period. Hence, the seasoning slaves flood hero was probably chief executive of Shuruppak during the end of the Jemdet Nasr period and axial skeletal, the flood story began to circulate during the Early Dynastic I period that followed the flood.

Shuruppak was then a capital city and a commercial center located on the Euphrates River. As head of the Shuruppak city-state government, Noah was probably a wealthy land owner. Wealthy people then invested in cattle and other domesticated animals and so apparently did Noah. A clue to seasoning slaves what he did with these animals is found in Gilgamesh XI, 81-82: “All I had of silver I loaded, all I had of gold I loaded … into about Heroin the boat.” Gold and silver were not a common medium of exchange prior to minting of standard-weight coins in slaves, the seventh century BC. A Life Life. In earlier times, gold and silver were used largely by professional merchants and those involved in caravan trade. Possessing gold and silver, Noah was probably a merchant or government trade official before becoming chief executive of Shuruppak. Perhaps he owned a private merchanting business or managed foreign trade for his father, king of Shuruppak. Seasoning Slaves. Early in his career, Noah probably controlled large numbers of workers who transported livestock and other commodities in overland caravans and on Essay Heroin Addictions, small river barges to nearby cities. His workers may also have grown grain, hay and seasoning slaves, other crops near Shuruppak to feed the animals and to have surplus fodder and food to Essay Heroin Addictions sell. Noah also had a vineyard (Genesis 9:20) which suggests he had a winery business.

As a wealthy leader of the city-state Shuruppak, Noah would have access to seasoning the labor and materials needed to build a large commercial barge. Although popular versions of the story have Noah being ridiculed by the townspeople, actually the elders of Shuruppak probably encouraged and Essay, supported building of the barge under control of slaves their own leader Noah, because they may have envisioned that the barge would substantially increase their own personal wealth and the wealth of Shuruppak. Noah promoted this vision and told the axial skeletal system elders that the gods would “shower plenty on you, an seasoning abundance of birds, a profusion of fish” when the new barge became operational. For several weeks each year, Noah’s barge probably hauled cargo to cities on the Euphrates River including the port city Ur then near the mouth of the birling river. Although surviving versions of the flood story suggest that the flood hero rode on the barge only once, and that the barge made only one voyage, it is not likely that the storm and flood happened at seasoning slaves exactly the skeletal right moment to interrupt the barge’s maiden voyage.

It is more likely that the barge was used many times to transport cargo, but without Noah on board. Seasoning Slaves. Kings have better things to do with their time than to ride on cattle barges. Eric Birling. Only the final voyage was mentioned in the story, because that may have been one of the few times or the only time that Noah rode on the barge.

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Ancient vs. Modern Biographies: Didn’t Bultmann Know the Difference? While reading Michael Licona’s recent book, Why Are There Differences in the Gospels? , I came upon this little nugget. [Richard] Burridge and [Graham] Gould say Bultmann was correct in asserting that the Gospels do not look anything like modern biography. Seasoning Slaves? What Bultmann neglected to eric birling, observe, however, is seasoning slaves that neither do any other ancient biographies. Differing from modern biography, which is Essay about Addictions a product of the nineteenth century, ancient biographical conventions provided authors a license to depart from the degree of seasoning slaves, precision in reporting that many of us moderns prefer. (Licona 2016, p. 5, emphasis mine) Is that true? Did Rudolf Bultmann really not know the Krispy Kreme, differences between a modern biography and an ancient biography?

Further, did he embarrass himself in public by confusing the two while no one until the late twentieth century dared to speak up? And finally, is it possible that Vizzini was smarter than the classical Greek philosophers? If you’ve read a lot of modern scholarship, you might think that. Still, you may have a lingering, nagging suspicion that Bultmann might have known better. After all, students of his generation would have read Greek and seasoning Latin classics while attending the gymnasium. And it seems hard to believe he wouldn’t have had a passing familiarity with the longstanding debates around historiography, and the fact that ancient authors of ???? had far different goals in mind compared to Kreme, modern biographers. The source of this rather odd accusation seems to go back to slaves, Charles H. Talbert, who made a bit of a splash in 1977 with his book, What Is a Gospel?

The Genre of the Canonical Gospels . In it, Talbert claimed that the consensus before the twentieth century held that the gospels were obviously biographies. But along came the form critics and their assumptions, and everything changed. Part of this argument of [David Friedrich] Strauss, [Rudolf] Bultmann, and their followers [that the gospels are not biographies] is clearly problematic and derives from a confusion between modern and ancient biography. Essay About Heroin? [Russell 1973, p. 101] Modern biography is seasoning slaves certainly developmental; ancient biography was not. A Life Life? [Russell 1973, pp. 102, 115] D. R. Stuart puts it well. The ancient biographer was . . . chiefly interested in the man as he was when he had emerged a finished product. The chronicler tended to seasoning slaves, see in Transformation character and personality static things that it was his task to slaves, analyze and describe, but with the evolution of which he was only incidentally concerned. [Stuart 1928, p.178] Granting this fact, the essence of the first foundation pillar consists of the contention that whereas biography describes a human subject, the gospels speak about Jesus in mythical terms as a divine being. (Talbert 1985, p. 3, bold emphasis mine) Richard A. Burridge continued the Heroin Addictions, criticism of Bultmann, first in What Are the Gospels? , but even more pointedly in seasoning his paper, “Biography as the Gospels’ Literary Genre,” [warning: PDF] in which he wrote: Thus, our understanding of Transformation of European Cities Essay, modern biography grows and slaves develops throughout the nineteenth and twentieth centuries. Therefore, it should be no surprise that Bultmann looked at the gospels and said they do not look like biography, or at least biography as it was understood in the early twentieth century. However, Bultmann made a simple category error and should have compared the gospels instead with ancient biography, which was very different. System? (Burridge 2013, pp.

14-15, emphasis mine) Before we address the mistakes Burridge and Talbert made with respect to Bultmann (and, by extension, to K. L. Slaves? Schmidt), we should note a stranger error, one even more difficult to explain. In The Historical Jesus in Recent Research , James D. G. Of European Cities? Dunn treats us to this howler. Bultmann led questers up another false trail by his strong assertion that “There is slaves no historical-biographical interest in the Gospels.” The influence of this view, that the Gospels are not biographies of Jesus, persists to Essay Heroin, the present day. Seasoning Slaves? However, it is too little recalled that on this point Bultmann was reacting against the liberal questers confidence that they could penetrate back into Jesus’ self-consciousness and Transformation of European Essay could trace the development of his self-understanding as Messiah (messianic self-consciousness). Kahler had already responded to the Liberal questers by observing that the real sources for such attempts were the questers’ own imaginations, an unfortunate extension of the historical principle of seasoning slaves, analogy. The point was, as Kahler makes clear, that the original questers were attempting to write biographies on the model of the nineteenth century biography, with its interest in Kreme Doughnut SWOT Analysis the personal life and development of the biographical subject. So what Bultmann was actually decrying was the attempt to write a modern biography of Jesus. Seasoning? (Dunn, McKnight 2005, p. 173, emphasis mine)

That’s obviously wrong. Kreme? In the first decade of the twentieth century, scholars such as William Wrede and Albert Schweitzer had already demonstrated the seasoning, futility of trying to about Heroin Addictions, write a modern biography of Jesus — a state of slaves, affairs now rather obscured by two facts: (1) The overly dramatic English title of A Life, Schweitzer’s book misleads the reader away from its true purpose of describing the “ Geschicte der Leben-Jesu Forschung ” ( History of slaves, Life of Jesus Research ), and (2) nobody reads Wrede. We can confirm Dunn’s error by doing something daring and radical. We can actually read what Bultmann said in its original context. Here, Dunn is quoting from History of the Synoptic Tradition , p. 372. But he could have started reading on p. 371 to get the full context. Let’s try it and see what happens. After describing the peculiar nature of Mark’s gospel — its focus, structure, purpose, and Life Essays themes — Bultmann wrote:

Matthew and Luke strengthened the mythical side of the gospel at points by many miracle stories and by their infancy narratives and Easter stories. But generally speaking they have not really developed the Mark type any further, but have simply made use of an historical tradition not accessible to Mark but available to them. There was no real development of the type of seasoning, Gospel created by Mark before John, and there of course the myth has completely violated the historical tradition. Are such observations adequate, or must we look around for analogies to the explanation of the form of the Transformation Cities, Gospel? What analogies can be suggested? There are none in the Greek Tradition [italics original]; for there is no point in seasoning slaves considering either the Memoirs which Justin (Apol., I, 66) might have been thinking with his reference to about Heroin, ??????????????? [memoirs], or the Hellenistic biography.

There is no historical-biographical interest in the Gospels, and that is why they have nothing to say about Jesus’ human personality, his appearance and character, his origin, education and development; quite apart from the fact that they do not command the cultivated techniques of composition necessary for slaves grand literature, nor let the personalities of Doughnut, their author appear. (Bultmann 1994 (orig. 1931), pp. 371-372) Concurring with K. L. Schmidt, Bultmann insisted there were no true analogies to be found in ancient Greek biographies. He was not referring to modern biographies.

Such blunders occur when today’s scholars quote-mine past works. The mistakes go unnoticed, and the myths persist, because their readers will never read the seasoning slaves, works from which they were mined, even if their student-assistants provide page numbers. Essentially, Bultmann was restating what he had already written earlier in public healthcare the second edition of Die Religion in Geschichte und Gegenwart in his article on the gospel form. Although written in 1928, the English translation didn’t appear until 1969 in the collection, Twentieth Century Theology in slaves the Making, Volume 1: Themes of Biblical Theology . The book holds a special place in my library, not simply for the value of its contents, but because a well-known scholar, M. Eugene Boring, once owned it. Besides writing books on Cities the New Testament, Boring has translated several German works into English. It’s a wonderful coincidence that Boring, a competent translator, owned this copy of Twentieth Century Theology , and I’m about to argue that a less-than-accurate translation in that book may have led recent English-speaking scholars astray. We find the seasoning, passage that I’m talking about on p. 87 in Bultmann’s “The Gospels (Form).” They cannot be included in the category of biographies, which did not exist in Judaism, but were highly developed by the Greeks. For the gospels show no interest in Life historical or biographical matters; they contain no account of Jesus’s human personality, his origin, education or development, or his appearance and seasoning his character. (Pelikan 1969, p. 87, emphasis mine) Twice now I have tried to purchase the source for this material: Die Religion in Geschichte Und Gegenwart Bd. 2 E-H (Second Edition), sometimes referred to as “ RGG 2 .” The first time, the seller sent me a volume from the third edition.

The second time, a different seller sent me the of European Cities, fifth volume (S-Z). Neither of slaves, these, of course, contained the articles I wanted. I’ve ordered it again from yet a third dealer, and I hope to see it sometime in September. Nonetheless, here is what I believe the original German looked like in RGG 2, based on nearly identical material in Die Geschichte der synoptischen Tradition . (I’ll let you know in birling September how close I was.) Sie berichten deshalb nichts von Jesu menschlicher Personlichkeit, seiner Herkunft, seiner Bildung und Entwicklung, seiner Erscheinung und seinem Charakter. Here’s the seasoning, original from Die Geschichte : Den Evangelien fehlt das historisch-biogra­ph­ische Interesse, und sie berichten deshalb nichts von Jesu menschlicher Personlichkeit, seiner Erscheinung und seinem Charakter, seiner Herkunft, seiner Bildung und Entwicklung. Bultmann has listed all the missing items missing from the gospels that we would expect to Transformation of European, find in a Greco-Roman biography. Here’s a more literal translation: They report nothing of Jesus’ human personality, his origin, his education and development, his appearance and seasoning his character. The key to Heroin Addictions, the problem here is the missing possessive pronoun, “ his ,” between “ education and development .” In German, these two words frequently occur together and in that order. We would be mistaken if we considered these as separate items in Bultmann’s list; rather, they form a lexical duo.

In this particular case, the word pair refers to the education and development of individuals as they grow up and enter into society as adults. Possibly because the translation in Twentieth Century Theology placed an “ or ” between education and development, Talbert, Burridge (and their unquestioning followers) jumped to the conclusion that Bultmann was referring to the developmental nature of modern biography. That is to say, they thought Bultmann must not have known that ancient biographers believed that people didn’t change. However, Bultmann was clearly referring to the “education and development” of a biographical subject before he attains adulthood, a critical item for Plutarch. Seasoning Slaves? For as we saw in a previous post, he needed to invent a childhood for Coriolanus. Is A Life? He needed to explain the seasoning, tragic Roman’s anger (????) and how his Roman education and development failed either to Kreme Doughnut, mitigate his rage or channel it into more productive ventures.

As D. A. Seasoning? Russell put it: [Plutarch] can excuse the savage Coriolanus on healthcare the ground that he never had the chance of acquiring Greek civilization. Seasoning Slaves? (Russell 1972, p. 103) In any case, Burridge misunderstood Stuart’s line about ancient biographers seeing “character and personality [as] static things.” That does not mean people are slaves to Kreme Doughnut SWOT, their natures. At least for slaves Plutarch (whom, you will recall, Licona wishes to compare to the gospel authors), a man’s education and axial system development, along with his determination to seasoning slaves, practice good habits and self-discipline, can help blunt the effects of innate character defects. I defer to Russell once again. We are apparently liable to be punished for tendencies to vice which we have inherited but concealed all our lives.

Yet there is a possibility of escape: habit, right opinions, the observance of the conventions of a healthy society, may wipe away the taint altogether. (Russell 1972, p. Skeletal? 87) And here’s the clincher: It follows that the seasoning, all-important thing is the skeletal system, proper use of education and environment, not of course to conceal evil but to strengthen the good tendencies and eradicate the pernicious. Seasoning? How the heroes of history succeeded or failed in eric essay this is slaves a main subject of the Lives . (Russell 1972, p. 87, emphasis mine) Given the evangelists’ understanding of Christ, we should not be surprised that they have no interest in what Jesus learned from others or how his environment and culture shaped his understanding of the world. Only the author of Luke makes a half-hearted attempt at inventing a story from Jesus’ youth, and in of European Essay it he’s answering questions posed by seasoning, the teachers in the temple.

We’re told his answers astonished everyone. Jesus cannot be the receiver of knowledge, training, education, or culture; he is the source. In later works, Burridge expanded on his mistake and birling accused Bultmann of expecting a true biography to contain modern psychoanalysis. In Jesus, Matthew’s Gospel and Early Christianity , he writes: . . . Bultmann may be correct to note that the Gospels contain no psychological analysis of Jesus’ personality, nor sociological setting of seasoning, his life within the major events of the period, nor does ancient biography; these are the concerns of modern biography, building upon about Heroin Addictions the insights of Freud, Jung, Marx, Weber and so forth. The ancients were much more interested in character, especially moral character and a concern for the typical rather than the individual. (Burridge, 2011, p. 7) Just to recap, Bultmann never said any of seasoning, that. He wrote that the following key features in a Greco-Roman biography were missing from the gospels’ stories of Jesus: His human personality (not “Freudian analysis,” but “ What was he like as a person? “). His origin.

His education and development. His appearance. His character. Burridge is right about one thing: the ancients did care much more about moral character. About? In fact, Plutarch cared about little else.

The historical figures he wrote about seasoning slaves, served as object lessons in morality. Where are the descriptions of Jesus’ character in the canonical gospels? Bultmann says, “Nowhere.” Why did Burridge embellish upon Bultmann’s words? Who knows? But we shouldn’t be surprised. Nobody actually reads Bultmann, so who’s going to find out? Bultmann did know the skeletal, difference between modern and ancient biographies. He also knew what set the gospels apart from Greco-Roman biographies.

But the myth that he was ignorant of these basic concepts and that he had committed a “simple category error” proved so useful to seasoning, those who wanted to change the consensus that it has continued unchallenged until now. What Are the Gospels?: A Comparison with Graeco-Roman Biography , Eerdmans, 2004. “Biography as the Gospels’ Literary Genre.” Revista Catalana de Teologia 38.1, 2013, pp. Healthcare? 9-30. Jesus, Matthew’s Gospel and Early Christianity: Studies in slaves Memory of Graham Stanton , Bloomsbury, 2011.

Dunn, James D. G. and McKnight, Scot. The Historical Jesus in Recent Research , Eisenbrauns, 2005. Twentieth Century Theology in the Making , Harper Row, 1969. Epochs of Greek and Roman Biography , University of California Press, 1928 (You may be able to about Addictions, read this book at the HathiTrust Digital Library. It depends on what country you live in.) Basically, a good rule of thumb is that when any modern American Bible scholar tries to claim that Bultmann was “confused” about something, it is slaves actually *they* who are confused, and an investigation of the original source, in the original language and context, will reveal their foolishness. The blind leading the blind. I wish this weren’t true. Despite the absent seiner , given the Krispy Doughnut SWOT Analysis Essay, context of the other items on the list, it’s a baseless error to interpret Entwicklung to mean literary development of a character . The same holds in seasoning translation.

One can only healthcare insurance, chalk up such a wild stretch to the feverish and slaves desperate straw-grasping of the apologist’s subconscious. I’d like to thank you for this very nice representation of what I was trying to Cities Essay, show in the book. It’s always gratifying when a reader zeroes in on seasoning exactly those aspects I thought were most interesting and most central to my argument. Thank you for this careful and engaged reading of my work – much appreciated! I think you have a high quality blog that provides a positive public service by discussing academic topics within a wider audience.

For an excellent example of generally high-quality scholarship by someone who isn’t a biblical studies professor, see Neil Godfrey’s work posted on the website Neil Godfrey and Tim Widowfield, who both write at Vridar . . Essay? . happen to seasoning, be some of the most astute and well-read amateurs you can read on the internet on the subject of biblical historicity. Of European Cities Essay? I call them amateurs only for the reason that they don’t have, so far as I know, advanced degrees in the subject. Seasoning? But I have often been impressed with their grasp of Heroin, logic and seasoning slaves analysis of axial skeletal, scholarship. Seasoning Slaves? I don’t always agree with them, but I respect their work. Neil, this is actually rather useful. Good job. Neil, You’ve done a clean job in your posting on Krispy Analysis Essay ‘Jesus the Healer’. It reflects well on you. Best, John. These reviews of seasoning, yours are so bloody weird!

Thanks for your very elaborate review! I realized that I hadn’t added your blog to our blogroll. This oversight has been corrected. Krispy Doughnut Essay? Looking forward to more segments. I always enjoy reading Neil’s blog because I think that he is seasoning careful, thorough, intellectually fair, and honest.

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10 Free Business Plan Templates for Startups. Business plans can seem daunting to someone who has never written one. The business idea itself might be fairly simple to explain, but if you want to slaves, apply for a loan, raise investor capital, or simply have a solid, documented direction for your company, you#39;re going to need to write a business plan. Luckily for entrepreneurs, there are templates out there that allow you to Transformation Essay, plug in seasoning, all of the information, instead of struggling with formatting and figuring out what you need to include. There are web-based business plan tools, but you may find it easier to use Microsoft Word and PDF-based templates. Here are 10 free templates you can download and use to create your first business plan. Transformation Cities Essay. [See Related Story: The Dos and Don#39;ts of Writing a Great Business Plan], known as the authority on business plans, offers a free Word business plan template, complete with instructions and seasoning a table of contents. It also offers standard business plan sections such as executive summary, company summary, products and services, market analysis, strategy, management summary, and healthcare insurance financial planning. Once you register, you will be able to download the seasoning slaves, materials and choose from a wide range of eric birling essay, businesses in slaves, different industries in which to base your plan. Whether your business is online, service-based, or a food establishment, Bplan#39;s Word business plan templates are comprehensive and are a great option for Essays beginners and new business owners. provides business tools, with a collection of business plans free in PDF, PowerPoint and Word. The templates can be viewed can downloaded through the SeamlessDocs platform.

The site includes a template for a variety of specific business types, a business plan model that outlines the different parts of a business plan, and seasoning customizable templates that allow users to public insurance, add their logos and business information. If you need a guide to slaves, writing a business plan, also provides a download for that. This step-by-step business plan builder, offered by Law Depot, covers structure, product marketing, SWOT (strengths, weaknesses, opportunities, threats), operations, and Essay about Heroin details specific to your business in their templates. Seasoning. Once the template is complete, you can download and print. Skeletal. The plan builder asks specific questions to help focus your answers and makes your business plan concise and comprehensive. MOBI, or My Own Business Institute, is part of Santa Clara University#39;s Center for Innovation and Entrepreneurship. They offer a fifteen-section business plan template, including the business profile, licenses/permits and slaves location, which are available for free download in Word as individual templates, or as a larger all-in-one document. A Life Essays. All download are compatible with current and slaves older versions of birling, Word (2003 and earlier).

MOBI also covers topics associated with startups, but also provides information on how to run a business, including employee management, how to handle problems, and seasoning slaves e-commerce. Office Depot#39;s Business Resource Center contains free business plan samples for retailers, manufacturers and service providers. The business tools include downloadable rich text format (RTF) business plan templates, which is Word compatible. Excel business plan financials are also available for manufacturers and service providers, while the retailer business plan template is complete with forecasting and financial tables, but this requires Microsoft Word version 6.0 or later. Catering to businesses owned by women,;s free one-page business plan templates can be used by anyone who wants to start a business.

The PDF templates come filled in with example information for small consulting businesses, boutique clothing stores and nonprofit organizations, but you can delete that information to be left with a template that works for any business venture. The template has space for information such as vision, mission statement, objectives, strategies and action plans. When you create a free business plan with Rocket Lawyer, you get the Essay Addictions, advantage of an attorney#39;s advice to make sure your document is legally sound. The template is questionnaire-style and seasoning slaves asks for key information about your business such as founders, structure and industry, marketing plans, financial projections, etc. Eric Essay. Rocket Lawyer not only aims at seasoning, helping you create a blueprint for your business, but also for investors. Birling. Your completed document is available for download as a Word document for free with a trial subscription, which can be cancelled during the one-week trial period at no charge. Slaves. The document is $10 on A Life is a, its own without a subscription. SCORE is seasoning a small business resource website that aims to help entrepreneurs launch and Transformation grow small business across the slaves, United States.

Their collection of business planning tools includes free Word business plan templates for startups and established businesses. They also provide a sales forecasting template, competitive analysis charts to determine your business#39; strengths and weaknesses, and financial planning templates such as startup expenses, profit and loss projections, and financial statements. You can then use these business templates to meet with a Score mentor for expert business planning advice. The Small Business Administration (SBA) offers an online business plan template and birling essay guide to seasoning slaves, help you build your business plan, step by step. Once you create an account, you complete the cover page by filling in your company name, owner name and system contact information, and then upload your logo. There are six business plan sections to choose from (Executive Summary, Company Description, Market Research, Product/Service Line, Marketing and Sales, Financial Projections), and slaves you can save and public healthcare insurance work on your file anytime you want. The $100 Startup#39;s One-Page Business Plan. Looking for a no-fuss business plan template that gets straight to the point? The $100 Startup, a New York Times and seasoning Wall Street Journal best seller, offers the healthcare, One-Page Business Plan, a simple form that asks several questions you can quickly answer to get up and seasoning slaves running.

This free business plan template covers everything from your business overview to finances, marketing, goals and challenges. Other resources that The $100 Startup offers include a one-page consulting business plan, one-page marketing plan, product launch guide and more. About. Additional reporting by Sara Angeles and Marci Martin. Editor#39;s note: If you#39;re looking for slaves information to help you with business plan services, use the questionnaire below to have our sister site provide you with information from a variety of vendors for free. Jennifer Post graduated from Rowan University in 2012 with a Bachelor#39;s Degree in Journalism. Having worked in the food industry, print and online journalism, and marketing, she is now a freelance contributor for Business News Daily.

When she#39;s not working, you will find her exploring her current town of Cape May, NJ or binge watching Pretty Little Liars for the 700th time.

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Essential Requirements In Crafting A One-Page Financial Advisor Business Plan. In a world where most advisory firms are relatively small businesses, having a formal business plan is a remarkably rare occurrence. For most advisors, they can “keep track” of the business in their head, making the process of creating a formal business plan on paper to seem unnecessary. Yet the reality is that crafting a business plan is about more than just setting some business goals to pursue. Slaves? Like financial planning, the process of thinking through the Heroin Addictions, plan is still valuable, regardless of seasoning slaves, whether the final document at the end gets put to axial system use.

In fact, for seasoning slaves, many advisory firms, a simple “one-page” financial advisor business plan may be the best output of the business planning process – a single-page document with concrete goals to which the advisor can hold himself/herself accountable. So what should the (one-page) financial advisor business plan actually cover? As the included sample template shows, there are six key areas to define for the business: who will it serve, what will you do for them, how will you reach them, how will you know if it’s working, where will you focus your time, and what must you do to strengthen (or build) the foundation to make it possible? Ideally, this should be accompanied by a second page to the business plan, which includes a budget or financial projection of the key revenue and expense areas of the business, to affirm that it is a financially viable plan (and what the financial goals really are!). And in fact, because one of the virtues of Doughnut SWOT Analysis Essay, a financial advisor business plan is the accountability it can create, advisors should not only craft the slaves, plan, but share it – with coaches and colleagues, and even with prospective or current clients. Doing so becomes an opportunity to not only to A Life get feedback and constructive criticism about the goals, but in seasoning slaves, the process of articulating a clear plan for the business, the vetting process can also be a means to talk about the business and who it will serve, creating referral opportunities in is a Essays, the process! Why A Business Plan Matters For Financial Advisors. There’s no end to the number of articles and even entire books that have been written about how to seasoning slaves craft a business plan, yet in practice I find that remarkably few financial advisors have ever created any kind of formal (written or unwritten) business plan. Healthcare Insurance? Given that the overwhelming majority of financial advisors essentially operate as solo practitioners or small partnerships, this perhaps isn’t entirely surprising – when you can keep track of the entire business in your head in the first place, is there really much value to going through a formal process of crafting a financial advisor business plan? Having been a part of the creation and growth of numerous businesses, I have to admit that my answer to “does a[n individual] financial advisor really need a business plan?” is a resounding yes . Seasoning? But not because you’re just trying to figure out what the basics of Cities, your business will be, which you may well have “figured out” in your head (or as the business grows, perhaps figured out in conversations with your partner).

The reason a business plan matters is all about focus , and the ability to keep focus in proceeding towards your core objectives, and accountable to achieving them, even in a dynamic real-world environment full of distractions. As the famous military saying goes, “no battle plan ever survives contact with the enemy”, because the slaves, outcomes of Krispy Kreme Analysis, battle contact itself change the context, and seasoning it’s almost impossible to predict what exactly will come next. Nonetheless, crafting a battle plan in advance is a standard for military leadership. Because even if the Essay about Addictions, plan will change as it’s being executed, having a clearly articulated objective allows everyone, even (and especially) in the heat of battle, to keep progressing towards a common agreed-upon goal. In other words, the seasoning, objective stated in Heroin Addictions, the battle plan provides a common point of focus for everyone to move towards, even as the (battle) landscape shifts around them.

And the business plan serves the exact same role within a business. Essential Elements Required In A Financial Advisor Business Plan. Because the slaves, reality is that in business – as in Transformation of European Cities Essay, battle? – the real world will not likely conform perfectly to an extensively crafted business (or battle) plan written in advance, I am not a fan of seasoning, crafting an extensively detailed business plan, especially for new advisors just getting started, or even a ‘typical’ solo advisory firm. While it’s valuable to think through all the elements in depth – the process of thinking through a business plan is part of what helps to crystallize the key goals to work towards – as with financial planning itself, the process of planning can actually be more valuable than “the plan” that is written out at the end . Accordingly, for most financial advisors trying to axial figure out how to write a business plan, I’m an advocate of crafting a form of “one-page business plan” that captures the essential elements of the business, and provides direction about where to slaves focus, especially focus the time of the advisor-owner in Addictions, particular. Slaves? In other words, the purpose for a financial advisor business plan is simply to give clear marching orders towards a clear objective, with clear metrics about what is trying to be achieved along the way, so you know where to focus your own time and skeletal energy! Of course, the slaves, reality is that what constitutes the of European, most important goals for an advisory firm – as well as the seasoning, challenges it must surmount – will vary a lot, depending not just on the nature of the firm, but simply on its size, scope, and business stage. Financial advisors just getting started launching a new RIA face very different business and Transformation of European Cities Essay growth issues than a solo advisor who has been operating for slaves, several years but now hit a “wall” in the business, and the challenges of a solo advisor are different than those of a larger firm with multiple partners who need to Cities find alignment in seasoning, their common business goals. About Addictions? Nonetheless, the seasoning, core essential elements that any business plan is required to cover are remarkably similar. Requirements For An Effective Financial Advisor Business Plan. While there are many areas that can potentially be covered, the six core elements that must be considered as the Krispy Kreme SWOT, template for a financial advisor business plan are: 6 Required Elements Of A (One Page) Business Plan For Financial Advisors.

1) Who will you serve? This is the most basic question of all, but more complex than it may seem at first. The easy answer is “anyone who will pay me”, but in slaves, practice I find that one of the most common reasons a new advisor fails is that their initial outreach is so unfocused, there’s absolutely no possibility to gain any momentum over insurance, time. In the past, when you could cold-call your way to success by just trying to pump your products on every person who answered the slaves, phone until you found a buyer, this might have been feasible. But if you want to get paid for your advice itself, you need to be able to demonstrate your expertise. And since you can’t possibly be an expert at everything for everyone, you have to pick someone for whom you will become a bona fide specialist (which also provides crucial differentiation from other advisors the birling essay, potential client might choose to seasoning work with instead). Essay Addictions? In other words, you need to choose what type of niche clientele you’re going to seasoning target to differentiate yourself. And notably, this problem isn’t unique to new advisors; many established advisors ultimately hit a wall in their business, in A Life Life, part because it’s so time-consuming trying to be everything to everyone, that they reach their personal capacity in serving clients earlier than they ‘should’.

Focusing on a particular clientele – to seasoning the point that you can anticipate all of their problems and issues in advance – allows the business to eric birling essay be radically more efficient. So who, really , do you want to slaves serve? 2) What will you do for them? Once you’ve chosen who you will serve, the next task is to figure out what you will actually do for them – in other words, what services will you deliver. The reason it’s necessary to first figure out who you will serve, is that the public insurance, nature of your target niche clientele may well dictate what kind of services you’re going to provide them; in fact, part of the process of identifying and refining your niche in the first place should be to interview a number of people in your niche, and really find out what they want and seasoning need that’s important to them (not just the standard ‘comprehensive financial plan’ that too many advisors deliver in the same undifferentiated manner). Kreme Essay? For instance, if you’re really serious about slaves, targeting retirees, you might not only provide comprehensive financial planning, but investment management services (for their retirement portfolios), a specific retirement income distribution strategy, assistance with long-term care insurance, and guidance on essay, enrolling in Medicare and making decisions about the seasoning slaves, timing of when to about start Social Security benefits. On the other hand, if you hope to work with entrepreneurs, you might need to form relationships with attorneys and accountants who can help facilitate creating new business entities, and your business model should probably be on a retainer basis, as charging for assets under management may be difficult (as entrepreneurs tend to plow their dollars back into their businesses!). If your goal is to work with new doctors, on the other hand, your advice will probably focus more on career guidance, working down a potential mountain of seasoning slaves, student debt, and cash flow/budgeting strategies. Ultimately, these adjustments will help to formulate the is a Life Essays, ongoing client service calendar you might craft to articulate what you’ll do with clients (especially if you plan to work with them on an ongoing basis), and the exact business model of how you’ll get paid (Insurance commissions? Investment commissions? AUM fees?

Annual retainers? Monthly retainers? Hourly fees?). 3) How will you reach them? Once you’ve decided who you want to reach, and what you will do for them, it’s time to seasoning slaves figure out how you will reach them – in other words, what will be your process for finding prospective clients you might be able to work with? If you’re targeting a particular niche, who are the centers of influence you want to build relationships with? What publications do they read, where you could write? What conferences do they attend, where you might speak? What organizations are they involved with, where you might also volunteer and get involved? If you’re going to eric birling utilize an seasoning, inbound marketing digital strategy as an advisor, what are the A Life Life Essays, topics you can write about that would draw interest and organic search traffic, and what giveaway will you provide in order to get them to sign up for slaves, your mailing list so you can continue to drip market to them?

In today’s competitive world, it’s not enough to just launch a firm, hang your (virtual) shingle, and of European Essay wait for people to walk in off the seasoning, street or call your office. You need to birling essay have a plan about how you will get out seasoning slaves, there to get started! 4) How will you know if it’s working? Once you’ve set a goal for who you want to serve, what you want to do for birling, them, and slaves how you will reach them, it’s time to figure out Transformation of European Essay, how to seasoning slaves measure whether it’s working. The caveat for A Life Essays, most financial advisory businesses, though, is that measuring outcomes is tough because of the seasoning slaves, small sample size – in a world where you might have to reach out to dozens of strangers just to find a dozen prospects, and then meet with all those prospects just to get a client or two, it’s hard to insurance tell whether a strategy that nets one extra client in seasoning, a quarter was really a “better strategy” or just random good luck that won’t repeat. About Heroin Addictions? As a result, in practice it’s often better to measure activity than results , especially as a newer advisory firm. Slaves? In other words, if you think you’ll have to meet 10 Centers Of Influence (COIs) to get introductions to insurance 30 prospects to get 3 clients, then measure whether you’re meeting your activity goals of seasoning, 10 COIs and 30 prospect meetings, and not necessarily whether you got 2, 3, or 4 clients out of the last stint of Essays, efforts. Not that you shouldn’t ultimately have results-oriented goals of clients and revenue as well, but activity is often the easier and more salient item to measure, whether it’s phone calls made, articles written, subscribers added to your drip marketing list, prospect meetings, COI introductions, or something else. So when you’re defining the goals of your business plan, be certain you’re setting both goals for the results you want to achieve, and the key performance indicator (KPI) measures you want to slaves evaluate to regarding your activities along the way? 5) Where will you focus your time in the business? When an advisory firm is A Life is a Life Essays getting started, the seasoning, role of the advisor-as-business-owner is to do “everything” – as the saying goes, you’re both the chief cook and the bottle washer.

However, the reality is that the quickest way to failure in an advisory firm is to Essay get so caught up on doing “everything” that you fail to focus on the essential activities necessary to really move the business forward (that’s the whole reason for having a plan to define what those activities are, and a measure to slaves determine whether you’re succeeding at them!). Though in truth, the challenge of needing to focus where you spend your time in the business never ends – as a business grows and evolves, so too does the role of the advisor-owner as the leader, which often means that wherever you spent your time and effort to get your business to Krispy Kreme Doughnut SWOT Analysis Essay this point is not where you need to seasoning focus it to keep moving forward from here. Public? From gathering clients as an advisor to learning to seasoning transition clients to another advisor, from being responsible for the firm’s business development to hiring a marketing manager, from healthcare insurance making investment decisions and seasoning slaves executing trades to hiring an investment analyst and axial skeletal system trader. By making a proactive decision about slaves, where you will spend your time, and also deliberately deciding what you will stop doing, it also becomes feasible to determine what other resources you may need to support you, in order to system ensure you’re always spending your time focused on whatever is your highest and seasoning slaves best use. In addition, the process can also reveal gaps where you may need to of European Cities Essay invest into and improve yourself, to take on the responsibilities you haven’t in the past but need to excel at to move forward from here. 6) How must you strengthen the seasoning slaves, foundation? The point of this section is not about what you must do to achieve the goals you’ve set, but what else needs to be done in the business in order to Kreme Doughnut Analysis Essay maximize your ability to make those business goals a reality. In other words, if you’re going to focus your time on its highest and seasoning best use in the business, what foundation to public healthcare insurance you need to seasoning slaves support you to make that happen? If you’re a startup advisory firm, what business entity do you need to create, what are the tools/technology you’ll need to public healthcare launch your firm, and what licensing/registrations must you complete?

Will you operate with a ‘traditional’ office or from slaves a home office, or run an entirely virtual “location-independent” advisory firm? What are the expenses you’re budgeting to operate the is a Essays, business? If you’re an advisor who’s hit a growth wall, what are the seasoning, essential hire(s) you’ll make in the near future where/how else will you reinvest to get over the wall and keep moving forward? At the most basic level, the key point here is that if you’re going to execute on A Life is a Essays, this business plan to move the seasoning slaves, business forward from Transformation Essay here, you need a sound foundation to build upon – so what do you need to do to seasoning shore up your foundation, so you can keep building? But remember, the goal here is to do what is necessary to move forward, not everything ; as with so much in the business, waiting until perfection may mean nothing gets done at all.

Creating A Budget And Financial Projections For Your Advisory Business. In addition to crafting a (one-page) financial planner business plan, the healthcare insurance, second step to your business planning process should be crafting a budget or financial projection for seasoning slaves, your business for the upcoming year (or possibly out Essay Heroin, 2-3 years). Key areas to cover in budget projections for seasoning, a financial advisory firm are: – What are the revenue source(s) of your business, and A Life is a realistically what revenue can you grow in the coming year(s)? – If you have several types of revenue, what are you goals and targets for each? How many hourly clients? How much in retainers? How much in seasoning, AUM fees?

What commission-based products do you plan to sell, and in what amounts? – What are the core expenses to skeletal operate the business on an ongoing basis? (E.g., ongoing salary or office space overhead, core technology you need to operate the business, etc.) – What are the one-time expenses you may need to contend with this year? (Whether start-up expenses to launch your advisory firm, new hires to add, significant one-time projects to complete, etc.) An ongoing advisory firm may project out for the next 1-3 years, while a newer advisors firm may even prefer a more granular month-by-month budget projection to have regular targets to assess. Ultimately, the purpose of the budgeting process here is two-fold. The first reason for doing so is slaves simply to have an eric essay, understanding of the prospective expenses to seasoning slaves operate the business, so you can understand if you do hit your goals, what the potential income and profits of the about Addictions, business will be (and/or whether you need to seasoning make any changes, if the business projections aren’t viable!). The second reason is that by Kreme SWOT Essay setting a budget, for both expenses and revenue, you not only set targets for what you will spend in the business to track on track, but you have revenue goals to seasoning slaves be held accountable to in trying to assess whether the business is succeeding as planned. Vetting Your Business Plan By Soliciting Constructive Criticism And Feedback. The last essential step of crafting an effective financial planner business plan is to vet it – by soliciting feedback and constructive criticism about the gaps and holes.

Are there aspects of the financial projections that seem unrealistic? Is the eric, target of who the business will serve narrow and specific enough to be differentiated, such that the person you’re talking to would clearly know who is appropriate to refer to slaves you? Are the services that will be offered truly unique and relevant to that target clientele, and priced in a manner that’s realistically affordable and Doughnut Essay valuable to them? In terms of who should help to vet your financial advisor business plan, most seem to get their plan vetted by talking to a business coach or consultant to assess the slaves, plan. While that’s certainly a reasonable path, another option is actually to take the business plan to fellow advisors to vet, particularly if you’re part of an public healthcare, advisor study (or “mastermind”) group; the reason is seasoning that not only do fellow advisors have an Transformation of European Cities Essay, intimate understanding of the business and potential challenges, but if their target clientele is seasoning slaves different than yours, it becomes an A Life is a, opportunity to explain what you do and create the potential for slaves, future referrals! In other words, “asking for advice on your business plan” also becomes a great opportunity to is a Life Essays “tell you about who I work with in my business that you could refer to me” as well! (In fact, one of the great virtues of a clearly defined niche practice as an advisor is that you can generate referrals from other advisors who have a different niche than yours!) Similarly, the reality is that another great potential source for feedback about your business plan are Centers of Influence already in your niche in the first place. While you might not share with your potential clients the details of your business financial projections (which is why I advocate that those be separate from the one-page business plan), the essential aspects of the business plan – who you will serve, what you will provide them, how you will charge, and how you will try to reach them – is an seasoning, area that the target clientele themselves may be best positioned to Essay Addictions provide constructive feedback. And in the process, once again you’ll effectively be explaining exactly what your niche business does to slaves target clientele who could either do business with you directly, or refer business to you, even as you’re asking for their advice about how to make the business better (to serve people just like them!). So whether it’s people you’re not yet doing business with but want to, or an eric, existing client advisory board with whom you want to go deeper, vetting your plan with prospective and current clients is an excellent opportunity to talk about and promote your business, even as you’re going through the process of refining it and making it better!

And notably, the other benefit of vetting your business plan with others – whether it’s a coach, colleague, prospects, or clients – is seasoning slaves that the process of talking through the business plan and goals with them also implicitly commits to them that you plan to act on the plan and really do what’s there. Axial Skeletal? In turn, what this means is that once you’ve publicly and openly committed to the business plan with them, it’s now fair game for them to ask you how it’s going, and whether you’re achieving the seasoning, goals you set forth for yourself in the plan – an essential point of accountability to help you ensure that you’re following through on healthcare, and executing the business plan you’ve created! So what do you think? Have you ever created a formal business plan for yourself? If you have, what worked for you – a longer plan, or a shorter one? If you haven’t created a business plan for yourself, why not? Do you think the kind of one-page financial advisor business plan template articulated here would help? Have you checked out seasoning, our financial advisor business plan sample template for yourself? Do you have a financial advisor business plan example you’re willing to share in the comments below? A Few Related Articles You Might Also Be Interested In.

This is perfect. We are in the process of launching an advisory model focused on financial consulting. We have been thinking through the details in eric essay, a very granular fashion, but being able to summarize the business vertical in one-page that we can also use in roundtable discussions with our best clients, COI’s and seasoning slaves Strategic Partners is brilliant. Not only is public this template going to help focus our efforts into the essentials for seasoning slaves, a successful launch for the vertical but provides a good resource through which we can market. Before moving into my role with the firm, I was an advisor and I would have a very detailed and long business plan that assessed my book, I used it for gap analysis and future growth initiatives. I really like the functionality of a short plan, however, because it is dynamic and axial system easily reviewed throughout the year.

You are right about the value of a one page plan – focus, accountability, clarity, the process of seasoning slaves, planning and focusing time and energy are all great points, and great reasons why every advisors would benefit from a plan. We teach a different version of a one-page strategic plan (that focuses a little more on the metrics) and our clients see the same benefits. A one-page plan makes you more intentional and less reactive. Similar to a financial plan, a one page plan helps you make better strategic decisions. The best thing about the one-page plan is Kreme Doughnut Analysis Essay that it is seasoning slaves one page. For larger firms I have the team members carry their one page plan to every meeting, it keeps everyone on the “same page”.

The other value of a one-page is that it is easy to update, so we teach a quarterly strategic planning rhythm to update the about Heroin, plan, measure progress and make required adjustments. The process keeps your firm moving forward. Great post, thanks for sharing this concept. This is just great business advice in general. What resonated with me in particular is “How will you know if it’s working?” It’s important to have goals and slaves metrics to track your progress. Of European? Activity is a good place to start in the early days, but soon you will need to move to seasoning other metrics like client satisfaction, clients on birling, track to meet goals and seasoning AUM. At the same time, you don’t want to drown in a sea of numbers. Although it’s a software related blog post I’d encourage people to read the Transformation of European Cities, idea of seasoning, “One Metric That Matters” to focus your business activity –

Good luck! Great article Michael on a subject that too many business owners do not do. I like the one-page, keep-it-simple, concept. I use a one-page (front back) strategic plan template- which integrates a lot of Jim Collins concepts. The first page includes many items that once determined (core values, purpose, Big Hairy Audacious Goal, brand promises) which are just repeated each quarter. How to complete the template is the subject of the eric, book “Mastering the Rockefeller Habits” written by Verne Harnish. Slaves? Here is a review of the book which appeared in Forbes. Essays? If you are looking to apply for seasoning, a bank/SBA loan, to obtain funding from private investors, to lease a space for your business or to avoid costly mistakes when starting or expanding your business, you would benefit immensely by obtaining a professional Business Plan( Thank you so much for your nice blog.

If you are looking to apply for a bank/SBA loan, to obtain funding from private investors, to lease a space for your business or to Transformation Essay avoid costly mistakes when starting or expanding your business, you would benefit immensely by obtaining a professional Business Plan( I write about financial planning strategies and seasoning practice management ideas, and have created several businesses to help people implement them. Join over 23,319 fellow advisors now… . A Life Is A Life? receive a free copy of slaves, our report: Quantifying the Value of Financial Planning Advice. Financial Advisor’s Guide To Choosing The Best Financial Planning Software (For You) Setting Up An RIA And Starting A New Financial Planning Practice On Less Than $10,000. Income Thresholds For Medicare Part B And Part D Premiums – An Indirect Marginal Tax? Rules And Requirements For Doing A Qualified Charitable Distribution (QCD) From An IRA. What Returns Are Safe Withdrawal Rates REALLY Based Upon?

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